---
title: "OmniaIQ for Lead Generators &amp; Agencies — Pre-Qualify Every Lead"
description: "Pre-qualify every lead you generate for high-ticket consumer offers. See credit score, credit availability, and Buy Now Pay Later approval amounts from Affirm, Afterpay, and Klarna."
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![OmniaIQ](/__l5e/assets-v1/d1f852c8-6543-46f4-9a7d-199aca09b565/omnia-logo-dark-lp.png) [Schedule Demo](/schedule-demo)

For Lead Generators & Agencies

# Send Clients Leads That Can Actually Afford their Offer.

OmniaIQ pre-qualifies every prospect you generate for online coaches, HVAC, roofing, solar, and home services — so your clients close more by showing the right payment option, including credit score, credit availability, and Buy Now Pay Later approvals from Affirm, Afterpay, and Klarna.

[Schedule Demo ](/schedule-demo)[Get Started ](/schedule-demo)

Soft pull only No SSN Zero score impact 

4.9 · 240+ teams 

The Solution 

## OmniaIQ  Is a Financial Qualification Layer for Every Lead You Deliver. 

Before a lead ever hits your client’s CRM or dialer,  OmniaIQ  runs a soft credit pre-qualification using just name, phone, and email.  **No hard** inquiry.  **No SSN**.  **No form** friction that tanks conversion. 

You hand over leads tagged with credit score, credit availability, and Buy Now Pay Later approval amounts from Affirm, Afterpay, and Klarna — so your client can close with the right payment option instead of no payment option. 

Qualified or DNQ in seconds No SSN required Soft pull only 

[Schedule Demo ](/schedule-demo)[Get Started ](/schedule-demo)

1.8s 

### Financial qualification before the call

Name Captured 

Phone Captured 

Email Captured 

Synced 

Leads

Rules

Routes

Files

Qualified

35

Review

12

DNQ

53

Marcus Reyes Qualified Route 

Amelia Kelley Qualified Route 

Rosa Palmer DNQ Nurture 

Jordan Miles Qualified Route 

The Verdict 

## Hard Data. Instant Payment Options.

Every prospect is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped alongside Buy Now Pay Later offer amounts. Your client’s closers only touch leads who can actually afford the service.

Soft-pull credit score + credit availability 

Buy Now Pay Later approval estimates for Affirm, Afterpay, and Klarna 

Monthly budget and DTI thresholds 

DNQ reasoning for nurture or alternate offers 

![Marketing agency owner in her modern office](/assets/verdict-agency-CeGAPTcX.jpg)

Qualified

LD

Lead #4827

Delivered to client

FICO

742

Credit availability

$6,500

Buy Now Pay Later

Approved

Identity Verified 

Income Verified 

Debt Verified 

Soft-Pull Credit 

Offer ready

Affirm $6.5k 

Afterpay $2k 

Klarna $4k 

[Schedule Demo ](/schedule-demo)[Get Started ](/schedule-demo)

How It Works 

## Three Steps. Zero Friction. Works With Every Client.

1

### Plug Into Your Existing Funnel

Connect OmniaIQ to your form, quiz, or landing page via webhook. Works with GoHighLevel, Zapier, Make, Meta Lead Ads, and any CRM your clients use. No change to your creative, offers, or funnels.

No workflow change Plug & play Live in minutes 

Integration Active 

Lead Source

OmniaIQ

CRM

Leads flow in automatically. No workflow change.

2

### Every Lead Gets Screened for Credit + Buy Now Pay Later

The moment a lead opts in, OmniaIQ runs a soft pull and returns a credit score, credit availability, and Buy Now Pay Later approval amount for Affirm, Afterpay, and Klarna in seconds. The lead never sees a credit form.

Soft pull Real-time No SSN required 

Screening Live 

LD

Lead #4827

Delivered to client · verified

Qualified 

FICO

742

Purchasing Power

$27k

Income

$184k

Verdict returned in under a second.

3

### Deliver Leads with a Payment Path

Qualified leads route to your client’s dialer with financing options and offer amounts attached. DNQ leads get segmented for nurture or dropped. Your client’s close rate goes up, and retention follows.

Qualified only Routed cleanly Ready to quote 

Qualified queue Ready 

Lead #4827

Affirm · $6.5k approved

Qualified 

Alex Morgan

DNQ — filtered out

Reps see only files worth dialing.

[Schedule Demo ](/schedule-demo)

What's Inside Every Pre-Qualification 

## The Data That Turns Interest Into a Payment Plan.

OmniaIQ tags every lead with the financial signals that predict whether a high-ticket consumer offer will close — including credit score, credit availability, and Buy Now Pay Later approval amounts.

### Every lead is instantly screened for financial qualification.

Submit a name, phone, and email.  OmniaIQ  returns a credit score, estimated credit availability, and Buy Now Pay Later approval amount for Affirm, Afterpay, and Klarna — so your client can offer the right payment path at the point of interest. 

Name, phone, and email only. No SSN required. 

Real-time results in seconds 

Credit score + credit availability per lead 

Buy Now Pay Later approval amounts for Affirm, Afterpay, Klarna 

Full credit report included 

[Schedule Demo ](/schedule-demo)[Get Started ](/pricing)

Qualified 

#### Credit Score & Availability

Amount

Up to $25K

Qualified 

#### Affirm / Afterpay / Klarna

Amount

Up to $6,500

Qualified 

#### Consumer Financing

Amount

Custom tiers

Qualified 

#### Home Services Financing

Amount

Project-sized

Get Started 

## Stop Losing Clients Over Lead Quality.

Schedule a free demo. We'll show you how top agencies use OmniaIQ to pre-qualify leads, offer Buy Now Pay Later, and turn 'these leads suck' calls into renewal calls.

[Schedule Demo ](/schedule-demo)[Get Started ](/schedule-demo)

![OmniaIQ](/__l5e/assets-v1/5344b935-33db-4f6d-9634-494f52094646/omnia-logo-dark.png)

The real-time credit intelligence layer for lenders, brokers, and lead providers.

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