--- title: "FAQ — OmniaIQ Real-Time Lead Pre-Qualification" description: "Answers to the most common questions about OmniaIQ — real-time lead pre-qualification, soft pull credit, FCRA compliance, integrations, and pricing." lang: en json-ld: | [ { "@context": "https://schema.org", "@graph": [ { "@type": "Organization", "@id": "https://omniaiq.ai/#organization", "name": "OmniaIQ", "url": "https://omniaiq.ai", "logo": "https://omniaiq.ai/favicon.ico", "sameAs": [] }, { "@type": "WebSite", "@id": "https://omniaiq.ai/#website", "url": "https://omniaiq.ai", "name": "OmniaIQ", "publisher": { "@id": "https://omniaiq.ai/#organization" } } ] }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is OmniaIQ?", "acceptedAnswer": { "@type": "Answer", "text": "OmniaIQ is a real-time credit qualification platform. It tells lenders, ISOs, agencies, and high-ticket sales teams whether a lead can fund — including credit score, available credit, and program eligibility — before the first call, without an SSN and without impacting the applicant's credit score." } }, { "@type": "Question", "name": "Is OmniaIQ a lender or credit bureau?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ is a qualification layer. It does not underwrite loans, extend credit, or issue credit reports. It uses compliant soft pull credit data to return a verdict, program match, and Buy Now, Pay Later eligibility." } }, { "@type": "Question", "name": "What is a soft pull, and does it affect credit score?", "acceptedAnswer": { "@type": "Answer", "text": "A soft pull is a permissible-purpose credit inquiry that returns credit data without impacting the consumer's score and without appearing on their credit report. OmniaIQ uses soft pulls only." } }, { "@type": "Question", "name": "Do you need an SSN to qualify a lead?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ qualifies leads with name, address, and date of birth — no SSN required. That is a core design choice, not a workaround." } }, { "@type": "Question", "name": "Is OmniaIQ FCRA compliant?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. OmniaIQ operates under FCRA permissible purpose for pre-qualification, uses soft pulls only, and captures the required consumer consent at the point of qualification." } }, { "@type": "Question", "name": "Where is the credit data sourced from?", "acceptedAnswer": { "@type": "Answer", "text": "OmniaIQ pulls credit data from the major U.S. bureaus through compliant, permissible-purpose channels. It returns a verdict and program match, not raw bureau data resale." } }, { "@type": "Question", "name": "How does OmniaIQ improve fund rate?", "acceptedAnswer": { "@type": "Answer", "text": "By moving qualification to the top of the funnel, sales reps stop spending time on leads that can never fund. Lenders using OmniaIQ commonly see fund rate rise from mid-single digits into double digits while cost per funded deal falls." } }, { "@type": "Question", "name": "How fast is the qualification?", "acceptedAnswer": { "@type": "Answer", "text": "Verdicts return in seconds. In production, most lookups complete in under 60 seconds end-to-end, including program matching." } }, { "@type": "Question", "name": "Does OmniaIQ integrate with my CRM?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. OmniaIQ ships integrations for GoHighLevel, HubSpot, Salesforce, Zapier, Make, n8n, Calendly, Typeform, Jotform, and more — plus a REST API and webhooks for custom stacks." } }, { "@type": "Question", "name": "How does OmniaIQ price?", "acceptedAnswer": { "@type": "Answer", "text": "Pay-As-You-Go accounts pay per qualification with no monthly minimum. Volume users can talk to sales about a subscription tier with per-run overage rates." } }, { "@type": "Question", "name": "Is there a free trial?", "acceptedAnswer": { "@type": "Answer", "text": "The Pay-As-You-Go plan is self-serve — you can create an account and run your first qualification without a contract. Schedule Demo for a walkthrough." } } ] } ] --- [![OmniaIQ](/__l5e/assets-v1/152fdd9e-99a7-4ee5-90f9-623667af6e90/omnia-logo.png)](/) Product Solutions [Pricing](/pricing) [Login](https://app.omniaiq.ai)[Get Started](/pricing) FAQ # Frequently asked questions. What OmniaIQ is, how the data works, and what to expect on pricing, compliance, and integrations. ## OmniaIQ basics What is OmniaIQ? OmniaIQ is a real-time credit qualification platform. It tells lenders, ISOs, agencies, and high-ticket sales teams whether a lead can fund — including credit score, available credit, and program eligibility — before the first call, without an SSN and without impacting the applicant's credit score. Is OmniaIQ a lender or credit bureau? What is a soft pull, and does it affect credit score? ## Data & compliance Do you need an SSN to qualify a lead? No. OmniaIQ qualifies leads with name, address, and date of birth — no SSN required. That is a core design choice, not a workaround. Is OmniaIQ FCRA compliant? Where is the credit data sourced from? ## For lenders, ISOs & agencies How does OmniaIQ improve fund rate? By moving qualification to the top of the funnel, sales reps stop spending time on leads that can never fund. Lenders using OmniaIQ commonly see fund rate rise from mid-single digits into double digits while cost per funded deal falls. How fast is the qualification? Does OmniaIQ integrate with my CRM? ## Pricing How does OmniaIQ price? Pay-As-You-Go accounts pay per qualification with no monthly minimum. Volume users can talk to sales about a subscription tier with per-run overage rates. Is there a free trial? ### Still have questions? Schedule a 30-minute demo and we'll walk through your funnel, fund rate, and how OmniaIQ fits. [Schedule Demo](/schedule-call) ![OmniaIQ](/__l5e/assets-v1/5344b935-33db-4f6d-9634-494f52094646/omnia-logo-dark.png) The real-time credit intelligence layer for lenders, brokers, and lead providers. [support@omniaiq.ai](mailto:support@omniaiq.ai) #### Product - [Real-Time Qualification](/) - [Program Matching](/) - [Integrations](/integrations) - [Comparisons](/compare) #### Solutions - [SMB Lenders](/smb-lenders) - [SMB Lead Providers](/smb-lead-providers) - [Mortgage Lenders](/mortgage-lenders) - [Mortgage Lead Providers](/mortgage-lead-providers) #### Company - [Resources](/resources) - [Guides](/guides) - [Playbooks](/playbooks/smb-lender-lead-pre-qualification) - [Tools](/tools/cost-per-funded-loan-calculator) - [Blog](/blog) - [Research](/research) - [Glossary](/glossary) - [FAQ](/faq) - [Press](/press) - [Contact](/schedule-call) #### Legal - [Privacy](/privacy) - [Terms](/terms) - [Compliance](/terms) - [Security](/privacy) © 2026 Omnia Intelligence Group. All rights reserved. Web Design By [Thrive Media](https://thrivemedia.co) OmniaIQ pre-qualifications are soft credit pulls only. They do not impact the applicant's credit score and are not visible on their credit report.