--- title: "OmniaIQ | Real-Time Credit Intelligence for High-Ticket Sales" description: "OmniaIQ pre-qualifies every lead in real time — soft pull, no SSN, no score impact. Built for lenders, lead providers, mortgage teams, and high-ticket sales." lang: en json-ld: | [ { "@context": "https://schema.org", "@graph": [ { "@type": "Organization", "@id": "https://omniaiq.ai/#organization", "name": "OmniaIQ", "url": "https://omniaiq.ai", "logo": "https://omniaiq.ai/favicon.ico", "sameAs": [] }, { "@type": "WebSite", "@id": "https://omniaiq.ai/#website", "url": "https://omniaiq.ai", "name": "OmniaIQ", "publisher": { "@id": "https://omniaiq.ai/#organization" } } ] }, { "@context": "https://schema.org", "@type": "Service", "name": "OmniaIQ Real-Time Credit Intelligence for High-Ticket Sales", "description": "Soft-pull credit pre-qualification with FICO, DTI, and program matching for lenders, lead providers, mortgage LOs, and high-ticket sales.", "url": "https://omniaiq.ai", "provider": { "@id": "https://omniaiq.ai/#organization" }, "serviceType": "Credit Pre-Qualification", "areaServed": "US" } ] --- [![OmniaIQ](/__l5e/assets-v1/152fdd9e-99a7-4ee5-90f9-623667af6e90/omnia-logo.png)](/) Product Solutions [Pricing](/pricing) [Login](https://app.omniaiq.ai)[Get Started](/pricing) # Know Who is Financially Qualified Before You Pick Up The Phone. Know Who is Financially Qualified Before You Pick Up The Phone. OmniaIQ pre-qualifies every application within seconds, soft pull only. No SSN, no score impact. Your team only touches the files that will fund, close, or convert. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Soft pull only No SSN Zero score impact 4.9 · 240+ teams ![OmniaIQ](/__l5e/assets-v1/eaa85f1c-b229-4eda-9740-26b9dcf39916/omnia-logo-full.png)/ Business Funding LIVE MR Michael Reyes LLC · 4 yrs · Prospect ID 10458 Qualified 98% confidence Credit 742 Great Time in Biz 4 yrs Stable Revenue $840k Verified Program matches 6 eligible - SBA 7(a) — $250k 9.75% - Term Loan — $175k 11.2% Soft Pull No SSN 2.1s Trusted infrastructure Bank-Grade Encryption TCPA Compliant Powered by All 3 Bureaus 70% Fewer Wasted Calls OmniaIQ lets your team save time and frustration and speak to qualified leads. 3× Higher Close Rate Don't settle for anything less than an Omnia Verified File™. 98% Hit Rate Industry-leading match rate — you always have insights into your leads. How it works ## Three steps between you and a fundable pipeline. From form submit to sales-ready lead in under three seconds. Step 01 · ~5 min setup ### Connect Wire OmniaIQ into any form, CRM, calendar, or workflow you already use. No engineering required — most teams are live in a day. Step 02 · < 3 seconds ### Screen Every lead is instantly pre-qualified with a soft credit pull — credit, DTI, income, and program match returned in real time. Step 03 · Automatic ### Route Qualified files go straight to your closers. DNQs get routed to nurture or a matched alternative — nothing is wasted. The routing engine ## One inbound. Every right outcome. OmniaIQ scores every lead in seconds and routes them to the program that will actually approve. Routing engine Titan Roofing LLC ![OmniaIQ](/__l5e/assets-v1/8df927a9-b7fd-44bb-a005-136ccea19ea1/omnia-icon-white-fixed.png) Profile Score Match Route ![](/__l5e/assets-v1/8df927a9-b7fd-44bb-a005-136ccea19ea1/omnia-icon-white-fixed.png) Borrower Profile ### Titan Roofing LLC INDUSTRY Construction HEADCOUNT 18 FTE ANNUAL REV $2.85M TIME-IN-BIZ 5.2 YRS ![OmniaIQ](/__l5e/assets-v1/8df927a9-b7fd-44bb-a005-136ccea19ea1/omnia-icon-white-fixed.png) Borrower Profile ### Titan Roofing LLC INDUSTRY Construction HEADCOUNT 18 FTE ANNUAL REV $2.85M TIME-IN-BIZ 5.2 YRS OmniaIQ Score 91 / 100 High Fit Scenario Alignment SBA 7(a) Working Cap 98% Business LOC Revolving 89% Equip Lease Asset Finance 74% MCA Fund Short-Term 12% Routing Verdict #### Qualified SBA Desk · Tier 1 Est. Facility $200k – $450k Risk Factor Low (A+) Universal Integration ## Plug OmniaIQ into every stack. One-line install on any funnel, CRM, form builder, or ad platform. No engineering lift — every lead enriched, scored, and routed in under three seconds. ![HubSpot logo](https://cdn.simpleicons.org/hubspot/FF7A59) HubSpot ![Typeform logo](https://www.google.com/s2/favicons?domain=typeform.com&sz=128) Typeform ![Webflow logo](https://cdn.simpleicons.org/webflow/146EF5) Webflow ![WordPress logo](https://cdn.simpleicons.org/wordpress/FFFFFF) WordPress ![Zapier logo](https://cdn.simpleicons.org/zapier/FF4A00) Zapier ![Mailchimp logo](https://cdn.simpleicons.org/mailchimp/FFE01B) Mailchimp ![Calendly logo](https://cdn.simpleicons.org/calendly/4B8CFF) Calendly ![Leadpages logo](https://www.google.com/s2/favicons?domain=leadpages.com&sz=128) Leadpages ![HubSpot logo](https://cdn.simpleicons.org/hubspot/FF7A59) HubSpot ![Typeform logo](https://www.google.com/s2/favicons?domain=typeform.com&sz=128) Typeform ![Webflow logo](https://cdn.simpleicons.org/webflow/146EF5) Webflow ![WordPress logo](https://cdn.simpleicons.org/wordpress/FFFFFF) WordPress ![Zapier logo](https://cdn.simpleicons.org/zapier/FF4A00) Zapier ![Mailchimp logo](https://cdn.simpleicons.org/mailchimp/FFE01B) Mailchimp ![Calendly logo](https://cdn.simpleicons.org/calendly/4B8CFF) Calendly ![Leadpages logo](https://www.google.com/s2/favicons?domain=leadpages.com&sz=128) Leadpages ![ClickFunnels logo](https://www.google.com/s2/favicons?domain=clickfunnels.com&sz=128) ClickFunnels ![Gravity Forms logo](https://www.google.com/s2/favicons?domain=gravityforms.com&sz=128) Gravity Forms ![GoHighLevel logo](https://www.google.com/s2/favicons?domain=gohighlevel.com&sz=128) GoHighLevel ![Unbounce logo](https://www.google.com/s2/favicons?domain=unbounce.com&sz=128) Unbounce ![Jotform logo](https://www.google.com/s2/favicons?domain=jotform.com&sz=128) Jotform ![Kajabi logo](https://www.google.com/s2/favicons?domain=kajabi.com&sz=128) Kajabi ![Salesforce logo](https://www.google.com/s2/favicons?domain=salesforce.com&sz=128) Salesforce ![Meta Ads logo](https://cdn.simpleicons.org/meta/0866FF) Meta Ads ![Google Ads logo](https://cdn.simpleicons.org/googleads/4285F4) Google Ads ![ClickFunnels logo](https://www.google.com/s2/favicons?domain=clickfunnels.com&sz=128) ClickFunnels ![Gravity Forms logo](https://www.google.com/s2/favicons?domain=gravityforms.com&sz=128) Gravity Forms ![GoHighLevel logo](https://www.google.com/s2/favicons?domain=gohighlevel.com&sz=128) GoHighLevel ![Unbounce logo](https://www.google.com/s2/favicons?domain=unbounce.com&sz=128) Unbounce ![Jotform logo](https://www.google.com/s2/favicons?domain=jotform.com&sz=128) Jotform ![Kajabi logo](https://www.google.com/s2/favicons?domain=kajabi.com&sz=128) Kajabi ![Salesforce logo](https://www.google.com/s2/favicons?domain=salesforce.com&sz=128) Salesforce ![Meta Ads logo](https://cdn.simpleicons.org/meta/0866FF) Meta Ads ![Google Ads logo](https://cdn.simpleicons.org/googleads/4285F4) Google Ads One engine · every vertical ## Pre-qualify by vertical. One engine. Every application type. Consumer, mortgage, or SMB — same soft-pull, same instant program match, same underwriter-ready file. Scroll through how OmniaIQ works across each vertical. 01 · Consumer & Buy Now Pay Later ### Turn every high-ticket shopper into a pre-approved buyer. Score the cart before the rep says hello. OmniaIQ soft-pulls the shopper, matches the right Buy Now Pay Later or installment program, and hands your closer a live approval — not a maybe. - Soft-pull FICO, available credit, and DTI in under 3s - Auto-match to Affirm, Klarna, Bread, or in-house installment - Full underwriting audit trail attached to the order Inbound application Consumer / Buy Now Pay Later Scoring TW Taylor Whitmore High-ticket buyer · $6,400 cart FICO 738 Prime tier Avail credit $18k Ample DTI 27% Healthy Best-match program Affirm · 24 mo 0% promo · pre-approved Under 3s decision Approved · route to close 02 · Mortgage ### Every borrower lead, program-matched before the first call. Kill the pre-qual busywork. OmniaIQ pulls credit, verifies income signals, and matches every lead to the right loan program — Conventional, FHA, VA, or Jumbo — so LOs only work files that can actually close. - Soft-pull FICO plus DTI, LTV, and reserves surfaced instantly - Program engine matches Conventional, FHA, VA, and Jumbo in one pass - Underwriter-ready file lands in your LOS — no rekeying Inbound application Mortgage Scoring MC Morgan Chen Primary · $520k purchase FICO 768 Excellent DTI 32% Under cap LTV 80% Conforming Best-match program Conventional 30-yr 6.375% · $416k principal Under 3s decision Program-matched · LO handoff 03 · SMB Funding ### Underwriter-ready SMB files, auto-assembled on submit. Stop chasing bank statements. OmniaIQ verifies the entity, pulls the owner's credit, confirms time-in-business and revenue, and matches the deal to SBA, term, or MCA programs before your underwriter opens the file. - Entity + owner verified against Secretary of State and IRS records - Revenue and time-in-business scored against your program box - SBA 7(a), term loan, LOC, and MCA offers ranked by fit Inbound application SMB Funding Scoring AK Amara Kelley S-Corp · 6 yrs · $1.4M revenue FICO 781 Excellent TIB 6 yrs Established Revenue $1.4M Verified Best-match program SBA 7(a) · $500k 8.75% · 10-yr amort Under 3s decision Underwriter-ready file Works with your stack ## Qualify from any form , book with confidence. Enrich every submission and every calendar invite with real-time credit, business, and intent signals — before your team ever picks up the phone. Universal Integration ### Turn any form into a lead qualification tool. Instantly qualify leads from any form. OmniaIQ plays nice with every lead-capture tool — enriching submissions with the actionable insights you need to make data-driven decisions. Submission Name Morgan Chen Program $12K coaching Source Meta lead ad Enriched · 0.7s Credit 721 Avail. credit $7,500 BNPL pre-qual $13,500 Decision · Qualified Plays nice with ![Leadpages logo](https://www.google.com/s2/favicons?domain=leadpages.com&sz=128)Leadpages ![Typeform logo](https://cdn.simpleicons.org/typeform/111111)Typeform ![ClickFunnels logo](https://www.google.com/s2/favicons?domain=clickfunnels.com&sz=128)ClickFunnels ![Gravity Forms logo](https://www.google.com/s2/favicons?domain=gravityforms.com&sz=128)Gravity Forms ![GoHighLevel logo](https://www.google.com/s2/favicons?domain=gohighlevel.com&sz=128)GoHighLevel ![Jotform logo](https://www.google.com/s2/favicons?domain=jotform.com&sz=128)Jotform ![HubSpot logo](https://cdn.simpleicons.org/hubspot/FF7A59)HubSpot ![Heyflow logo](https://www.google.com/s2/favicons?domain=heyflow.com&sz=128)Heyflow ![Webflow logo](https://cdn.simpleicons.org/webflow/146EF5)Webflow ![WPForms logo](https://www.google.com/s2/favicons?domain=wpforms.com&sz=128)WPForms …and every other form, CRM, or funnel you use. Calendar Intelligence ### Every booking arrives pre-qualified. Stop wasting time on calls that won't close. OmniaIQ enriches every calendar invite with real-time signals so your team knows exactly who they're talking to before they dial in. Week of May 19 86% show rate MC Morgan Chen SBA · 720+ Mon 19 MR Marcus R. Mortgage · A Wed 21 PN Priya Nair Review Thu 22 JE Jordan E. DNQ Fri 23 Mon 19 Tue 20 Wed 21 Thu 22 Fri 23 PN Priya Nair Review MC Morgan Chen SBA · 720+ MR Marcus R. Mortgage · A JE Jordan E. DNQ AK New booking · Amara Kelley Scored 97% · routed to senior closer 1.8s The OmniaIQ Advantage ## Your ads get smarter with every single lead. OmniaIQ feeds real financial qualification data back to Meta in real time. Qualified leads train the pixel to find more buyers. Unqualified leads get added to exclusion lists that protect your ad spend. Your targeting improves automatically, every single day. Qualified conversions sent through the Conversions API Unqualified leads pushed to exclusion audiences Lookalikes built from verified buyers, not form fillers MC Morgan Chen $25k MB Marcus Bell $13.5k JT Jordan Tate DNQ OmniaIQ Qualifies Qualified CAPI event Lookalike DNQ Exclusion Stop spend Smarter ad spend \-38% Cost per qualified lead +2.4x ROAS improvement Why OmniaIQ wins ## Other tools give you credit scores. OmniaIQ gives you credit intelligence. Same lead form. Completely different intelligence. Feature Other Providers OmniaIQ Qualification match rate <80% 95% Purchasing Power No Yes Income Information Maybe Yes Real-Time Data No Yes Business Funding Pre-Qualification No Yes Mortgage Pre-Qualification No Yes Buy Now Pay Later Qualification No Yes Intelligent routing Maybe Yes Works with any form No Yes Customizable Pre-Qualification Forms No Yes Customizable Pre-Qualification Website No Yes Pay as You Go No Yes Free Trial No Yes Customer success ## Trusted By Top Sales Organizations Across Multiple Industries. “We stopped burning our closers on tire-kickers. In the first 60 days our fund rate went from 4% to 11% without touching lead volume.” DK #### Daniel K. VP Sales, SMB Lender 2.7× fund rate “OmniaIQ is the only reason our closer team hits quota. Every booking on their calendar is already scored. Zero surprises.” PS #### Priya S. Head of Growth, Mortgage \-63% wasted calls “We used to deliver leads and pray. Now we deliver Omnia-Verified files and our lender clients renew every month.” MT #### Marcus T. Founder, Lead Agency 94% client retention “We finally have a qualification layer that matches our sales motion. Close rates jumped in the first quarter.” RM #### Rachel M. Director of Sales, Fintech Lender +41% close rate “By far the best tool we've ever implemented in our sales business, hands down. No question.” JC #### Justin Colby The Science of Flipping +$71k profit “We stopped burning our closers on tire-kickers. In the first 60 days our fund rate went from 4% to 11% without touching lead volume.” DK #### Daniel K. VP Sales, SMB Lender 2.7× fund rate “OmniaIQ is the only reason our closer team hits quota. Every booking on their calendar is already scored. Zero surprises.” PS #### Priya S. Head of Growth, Mortgage \-63% wasted calls “We used to deliver leads and pray. Now we deliver Omnia-Verified files and our lender clients renew every month.” MT #### Marcus T. Founder, Lead Agency 94% client retention “We finally have a qualification layer that matches our sales motion. Close rates jumped in the first quarter.” RM #### Rachel M. Director of Sales, Fintech Lender +41% close rate “By far the best tool we've ever implemented in our sales business, hands down. No question.” JC #### Justin Colby The Science of Flipping +$71k profit “We stopped burning our closers on tire-kickers. In the first 60 days our fund rate went from 4% to 11% without touching lead volume.” DK #### Daniel K. VP Sales, SMB Lender 2.7× fund rate “OmniaIQ is the only reason our closer team hits quota. Every booking on their calendar is already scored. Zero surprises.” PS #### Priya S. Head of Growth, Mortgage \-63% wasted calls “We used to deliver leads and pray. Now we deliver Omnia-Verified files and our lender clients renew every month.” MT #### Marcus T. Founder, Lead Agency 94% client retention “We finally have a qualification layer that matches our sales motion. Close rates jumped in the first quarter.” RM #### Rachel M. Director of Sales, Fintech Lender +41% close rate “By far the best tool we've ever implemented in our sales business, hands down. No question.” JC #### Justin Colby The Science of Flipping +$71k profit 15% close rate increase Built for every high-ticket sale ## One platform. Every vertical that depends on funding. Lending, generating leads, closing mortgages, or selling a $10k coaching program — OmniaIQ tells you who's actually going to convert. [Talk to sales](/schedule-call) [](/smb-lenders) SMB Lenders ### Fund more of the deals already in your pipeline. Pre-underwrite every applicant before your team ever picks up the phone. 2.7× fund rate Learn more [](/smb-lead-providers) Lead Providers & Agencies ### Stop shipping leads that were never going to fund. Deliver Omnia-Verified files and turn one-time buys into long-term contracts. +94% client retention [Mortgage version →](/mortgage-lead-providers)Learn more [](/mortgage-lenders) Mortgage Lenders ### Pre-underwrite every lead against every program. Program-matched offers with rate, LTV, and payment — before the LO calls. 63% fewer wasted calls Learn more [](/schedule-call) Buy Now Pay Later Plan Coaches & High-Ticket Sales ### Pre-qualify buyers for financing & Buy Now Pay Later in real time. Know before the call whether they'll qualify for Affirm, Afterpay, Klarna, or a card. Higher AOV, less refunds Learn more ## Stop guessing. Get Started Today. Schedule a 20-minute demo. We'll show you exactly how OmniaIQ fits into your funnel, your CRM, and your close rate. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) ![OmniaIQ](/__l5e/assets-v1/5344b935-33db-4f6d-9634-494f52094646/omnia-logo-dark.png) The real-time credit intelligence layer for lenders, brokers, and lead providers. [support@omniaiq.ai](mailto:support@omniaiq.ai) #### Product - [Real-Time Qualification](/) - [Program Matching](/) - [Integrations](/integrations) - [Comparisons](/compare) #### Solutions - [SMB Lenders](/smb-lenders) - [SMB Lead Providers](/smb-lead-providers) - [Mortgage Lenders](/mortgage-lenders) - [Mortgage Lead Providers](/mortgage-lead-providers) #### Company - [Resources](/resources) - [Guides](/guides) - [Playbooks](/playbooks/smb-lender-lead-pre-qualification) - [Tools](/tools/cost-per-funded-loan-calculator) - [Blog](/blog) - [Research](/research) - [Glossary](/glossary) - [FAQ](/faq) - [Press](/press) - [Contact](/schedule-call) #### Legal - [Privacy](/privacy) - [Terms](/terms) - [Compliance](/terms) - [Security](/privacy) © 2026 Omnia Intelligence Group. All rights reserved. Web Design By [Thrive Media](https://thrivemedia.co) OmniaIQ pre-qualifications are soft credit pulls only. They do not impact the applicant's credit score and are not visible on their credit report.