--- title: "OmniaIQ for Mortgage Lead Providers — Deliver Files That Actually Close" description: "Pre-underwrite every mortgage lead before you deliver it. Soft pull, no SSN, full credit report attached — raise pull-through and stop shipping files that were never going to close." lang: en json-ld: | [ { "@context": "https://schema.org", "@graph": [ { "@type": "Organization", "@id": "https://omniaiq.ai/#organization", "name": "OmniaIQ", "url": "https://omniaiq.ai", "logo": "https://omniaiq.ai/favicon.ico", "sameAs": [] }, { "@type": "WebSite", "@id": "https://omniaiq.ai/#website", "url": "https://omniaiq.ai", "name": "OmniaIQ", "publisher": { "@id": "https://omniaiq.ai/#organization" } } ] }, { "@context": "https://schema.org", "@type": "Service", "name": "OmniaIQ for Mortgage Lead Providers", "description": "Pre-underwrite every mortgage lead before delivery. Soft pull, no SSN, full credit report attached to raise pull-through.", "url": "https://omniaiq.ai/mortgage-lead-providers", "provider": { "@id": "https://omniaiq.ai/#organization" }, "serviceType": "Mortgage Lead Verification", "areaServed": "US" }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Does screening affect the lead's credit score?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ uses a soft credit pull only. It does not appear on the borrower's credit report and does not impact their score in any way." } }, { "@type": "Question", "name": "Do I need to change my existing lead delivery pipeline?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ integrates into your existing workflow via API or webhook. Nothing gets replaced. Nothing gets disrupted." } }, { "@type": "Question", "name": "How fast are screening results returned?", "acceptedAnswer": { "@type": "Answer", "text": "Real time. Pre-underwriting results come back within seconds of submission, so you can screen and deliver on the same lead flow you're running today." } }, { "@type": "Question", "name": "What information do I need to screen a lead?", "acceptedAnswer": { "@type": "Answer", "text": "Just a name, phone number, and email address. No SSN. No application." } }, { "@type": "Question", "name": "What does the lender receive with each qualified file?", "acceptedAnswer": { "@type": "Answer", "text": "Qualified or DNQ status, mid-mortgage score, DTI, income, monthly obligations, property data with current value and LTV, equity position, program-matched offers across Refi Rate/Term, Cash-Out, VA, FHA, Conventional, and HELOC, plus a full downloadable credit report at no additional cost." } } ] } ] --- [![OmniaIQ](/__l5e/assets-v1/152fdd9e-99a7-4ee5-90f9-623667af6e90/omnia-logo.png)](/) Product Solutions [Pricing](/pricing) [Login](https://app.omniaiq.ai)[Get Started](/pricing) For Mortgage Lead Providers & Agencies # Stop Sending Lenders Leads That Were Never Going To Close. OmniaIQ pre-screens every mortgage lead before you deliver it, so the files you ship actually close and the lenders you sell to keep coming back. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Soft pull only No SSN Zero score impact 4.9 · 240+ teams ![OmniaIQ](/__l5e/assets-v1/eaa85f1c-b229-4eda-9740-26b9dcf39916/omnia-logo-full.png)/ Mortgage LIVE MC Morgan Chen Primary residence · Prospect ID 20871 Qualified 96% confidence Credit 768 Excellent DTI 32% Good Income $128k Verified Program matches 5 eligible - Conventional 30-yr — $520k 6.375% - FHA 30-yr — $480k 6.125% Soft Pull No SSN 2.1s The Solution ## OmniaIQ Is a Pre-Underwriting Layer for Your Mortgage Delivery Pipeline. Before a single file leaves your system, OmniaIQ runs a soft credit pre-screen using just the lead's name, phone, and email. **No hard** inquiry. **No SSN**. **No friction** on the applicant's end. Within seconds, you know exactly which files are worth shipping to a lender, and which ones would have burned your buyer's trust. Qualified or DNQ in seconds No SSN required Soft pull only [Schedule Demo ](/schedule-call)[Get Started ](/pricing) 1.8s ### Financial qualification before the call Name Captured Phone Captured Email Captured Synced Leads Rules Routes Files Qualified 35 Review 12 DNQ 53 Marcus Reyes Qualified Route Amelia Kelley Qualified Route Rosa Palmer DNQ Nurture Jordan Miles Qualified Route The Verdict ## Hard data. Instant verdicts. Every applicant is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped. Your closers only ever touch leads who can actually afford your service. Soft-pull FICO + unsecured debt load DTI and monthly-payment thresholds Automatic offer-tier stacking (LOC · SBA · MCA) DNQ reasoning surfaced for credit-repair handoff ![Family holding keys in front of their new home](/assets/verdict-mortgage-DGc22e0e.jpg) Qualified MF Morgan Family Primary residence FICO 742 DTI 31% LTV 72% Spending Power $68k Identity Verified Income Verified Assets Verified Soft-Pull Credit Offer ready FHA $757k Conventional $789k HELOC $285k [Schedule Demo ](/schedule-call)[Get Started ](/pricing) How It Works ## Three Steps. Real Time. No Disruption to Your Pipeline. 1 ### Connect Your Lead Source Plug OmniaIQ into your existing lead management system, form provider, or CRM via a simple API or webhook. Your delivery pipeline stays exactly as it is. No workflow change Plug & play Live in minutes Integration Active Lead Source OmniaIQ CRM Leads flow in automatically. No workflow change. 2 ### Every Raw Lead Screens Automatically Every lead is run through OmniaIQ's decision engine the moment it comes in. Soft pull. Real-time result. No SSN. No drop-off on the applicant's end. Soft pull Real-time No SSN required Pre-underwriting Live JD Jordan Davis Soft pull · No SSN Qualified FICO 742 DTI 31% LTV 72% Verdict returned in under a second. 3 ### Deliver Only Qualified Files, Priced Accordingly Qualified files ship to your lender with mid-score, DTI, LTV, equity, income, and program-matched offers already attached. DNQ files get filtered before they can damage a buyer relationship. Qualified only Routed cleanly Ready to quote Qualified queue Ready Jordan Davis Conventional · 6.375% Qualified Alex Morgan DNQ — filtered out LOs see only files worth dialing. [Schedule Demo ](/schedule-call) What's Inside Every Pre-Underwrite ## Deliver Files With Everything Your Lender Needs to Make a Decision. OmniaIQ attaches a full mortgage profile and credit report to every qualified file, the same depth of data your buyer would otherwise pay $10–$15 per file to pull themselves, and only after collecting an SSN. ### Every lead is screened against all four loan types simultaneously. Submit a name, phone, and email. OmniaIQ s algorithm instantly evaluates the applicant's credit profile and returns a qualified or DNQ result for each loan category. Not just an overall score. A per-product decision. Name, phone, and email only. No SSN required. Results returned in real time Qualified or DNQ per loan type, not just overall Full Credit Report Included [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Qualified #### Line of Credit Amount Up to $250K Qualified #### Equipment Leasing Amount Up to $350k Qualified #### SBA Loan Amount $500k Coming Soon #### MCA Loan Amount $150k Get Started ## Start Delivering Files Your Lenders Actually Close. Schedule a free demo. We'll show you exactly what your existing mortgage lead volume is worth once dead files stop reaching your buyers, and how to price like the vendor lenders can't afford to drop. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) ![OmniaIQ](/__l5e/assets-v1/5344b935-33db-4f6d-9634-494f52094646/omnia-logo-dark.png) The real-time credit intelligence layer for lenders, brokers, and lead providers. [support@omniaiq.ai](mailto:support@omniaiq.ai) #### Product - [Real-Time Qualification](/) - [Program Matching](/) - [Integrations](/integrations) - [Comparisons](/compare) #### Solutions - [SMB Lenders](/smb-lenders) - [SMB Lead Providers](/smb-lead-providers) - [Mortgage Lenders](/mortgage-lenders) - [Mortgage Lead Providers](/mortgage-lead-providers) #### Company - [Resources](/resources) - [Guides](/guides) - [Playbooks](/playbooks/smb-lender-lead-pre-qualification) - [Tools](/tools/cost-per-funded-loan-calculator) - [Blog](/blog) - [Research](/research) - [Glossary](/glossary) - [FAQ](/faq) - [Press](/press) - [Contact](/schedule-call) #### Legal - [Privacy](/privacy) - [Terms](/terms) - [Compliance](/terms) - [Security](/privacy) © 2026 Omnia Intelligence Group. All rights reserved. Web Design By [Thrive Media](https://thrivemedia.co) OmniaIQ pre-qualifications are soft credit pulls only. They do not impact the applicant's credit score and are not visible on their credit report.