--- title: "OmniaIQ for SMB Lead Providers — Deliver Files That Actually Fund" description: "Pre-screen every business-loan lead before you deliver it. Soft pull, no SSN, full credit report attached — raise pull-through and stop shipping files that were never going to fund." lang: en json-ld: | [ { "@context": "https://schema.org", "@graph": [ { "@type": "Organization", "@id": "https://omniaiq.ai/#organization", "name": "OmniaIQ", "url": "https://omniaiq.ai", "logo": "https://omniaiq.ai/favicon.ico", "sameAs": [] }, { "@type": "WebSite", "@id": "https://omniaiq.ai/#website", "url": "https://omniaiq.ai", "name": "OmniaIQ", "publisher": { "@id": "https://omniaiq.ai/#organization" } } ] }, { "@context": "https://schema.org", "@type": "Service", "name": "OmniaIQ for SMB Lead Providers", "description": "Pre-screen every business-loan lead before delivery. Soft pull, no SSN, full credit report attached to raise pull-through and eliminate dead files.", "url": "https://omniaiq.ai/smb-lead-providers", "provider": { "@id": "https://omniaiq.ai/#organization" }, "serviceType": "Lead Verification for SMB Lenders", "areaServed": "US" }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Does screening affect the lead's credit score?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ uses a soft credit pull only. It does not appear on the borrower's credit report and does not impact their score in any way." } }, { "@type": "Question", "name": "Do I need to change my existing lead delivery pipeline?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ integrates into your existing workflow via API or webhook. Nothing gets replaced. Nothing gets disrupted." } }, { "@type": "Question", "name": "How fast are screening results returned?", "acceptedAnswer": { "@type": "Answer", "text": "Real time. Qualification results come back within seconds of submission, so you can screen and deliver on the same lead flow you're running today." } }, { "@type": "Question", "name": "What information do I need to screen a lead?", "acceptedAnswer": { "@type": "Answer", "text": "Just a name, phone number, and email address. No SSN. No application." } }, { "@type": "Question", "name": "What does the lender receive with each qualified file?", "acceptedAnswer": { "@type": "Answer", "text": "Qualified or DNQ status, credit score, age, DTI, personal and household income, total unsecured debt, monthly obligations, loan type eligibility across Line of Credit, SBA, and MCA, plus a full downloadable credit report at no additional cost." } } ] } ] --- [![OmniaIQ](/__l5e/assets-v1/152fdd9e-99a7-4ee5-90f9-623667af6e90/omnia-logo.png)](/) Product Solutions [Pricing](/pricing) [Login](https://app.omniaiq.ai)[Get Started](/pricing) For SMB Lead Providers & Agencies # Stop Sending Lenders Leads That Were Never Going To Fund. OmniaIQ pre-screens every lead before you deliver it, so the files you ship actually fund and the lenders you sell to keep coming back. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Soft pull only No SSN Zero score impact 4.9 · 240+ teams ![OmniaIQ](/__l5e/assets-v1/eaa85f1c-b229-4eda-9740-26b9dcf39916/omnia-logo-full.png)/ Business Funding LIVE MR Michael Reyes LLC · 4 yrs · Prospect ID 10458 Qualified 98% confidence Credit 742 Great Time in Biz 4 yrs Stable Revenue $840k Verified Program matches 6 eligible - SBA 7(a) — $250k 9.75% - Term Loan — $175k 11.2% Soft Pull No SSN 2.1s The Solution ## OmniaIQ Is a Pre-Screen Layer for Your Delivery Pipeline. Before a single file leaves your system, OmniaIQ runs a soft credit pre-qualification using just the lead's name, phone, and email. **No hard** inquiry. **No SSN**. **No friction** on the applicant's end. Within seconds, you know exactly which files are worth shipping to a lender, and which ones would have burned your buyer's trust. Qualified or DNQ in seconds No SSN required Soft pull only [Schedule Demo ](/schedule-call)[Get Started ](/pricing) 1.8s ### Financial qualification before the call Name Captured Phone Captured Email Captured Synced Leads Rules Routes Files Qualified 35 Review 12 DNQ 53 Marcus Reyes Qualified Route Amelia Kelley Qualified Route Rosa Palmer DNQ Nurture Jordan Miles Qualified Route The Verdict ## Hard data. Instant verdicts. Every applicant is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped. Your closers only ever touch leads who can actually afford your service. Soft-pull FICO + unsecured debt load DTI and monthly-payment thresholds Automatic offer-tier stacking (LOC · SBA · MCA) DNQ reasoning surfaced for credit-repair handoff ![Small business owner in her boutique shop](/assets/verdict-smb-BLKF0SQB.jpg) Qualified AR Ava Rodriguez FICO 742 DTI 18% Income $184k Spending Power $27k Identity Verified Income Verified Debt Verified Soft-Pull Credit Offer ready Line of Credit $500k SBA Loan $350k Equipment $300k [Schedule Demo ](/schedule-call)[Get Started ](/pricing) How It Works ## Three Steps. Real Time. No Disruption to Your Pipeline. 1 ### Connect Your Lead Source Plug OmniaIQ into your existing lead management system, form provider, or CRM via a simple API or webhook. Your delivery pipeline stays exactly as it is. No workflow change Plug & play Live in minutes Integration Active Lead Source OmniaIQ CRM Leads flow in automatically. No workflow change. 2 ### Every Raw Lead Screens Automatically Every lead is run through OmniaIQ's decision engine the moment it comes in. Soft pull. Real-time result. No SSN. No drop-off on the applicant's end. Soft pull Real-time No SSN required Screening Live JD Jordan Davis Soft pull · No SSN Qualified FICO 742 DTI 31% Income $184k Verdict returned in under a second. 3 ### Deliver Only Qualified Files, Priced Accordingly Qualified files ship to your lender with a credit score, loan type eligibility, income data, and a full credit report already attached. DNQ files get filtered before they can damage a buyer relationship. Qualified only Routed cleanly Ready to quote Qualified queue Ready Jordan Davis SBA · $120k Qualified Alex Morgan DNQ — filtered out Reps see only files worth dialing. [Schedule Demo ](/schedule-call) What's Inside Every Pre-Screen ## Deliver Files With Everything Your Lender Needs to Make a Decision. OmniaIQ attaches a full credit report and pre-screening profile to every qualified file, the same depth of data your buyer would otherwise pay $10–$15 per file to pull themselves, and only after collecting an SSN. ### Every lead is screened against all four loan types simultaneously. Submit a name, phone, and email. OmniaIQ s algorithm instantly evaluates the applicant's credit profile and returns a qualified or DNQ result for each loan category. Not just an overall score. A per-product decision. Name, phone, and email only. No SSN required. Results returned in real time Qualified or DNQ per loan type, not just overall Full Credit Report Included [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Qualified #### Line of Credit Amount Up to $250K Qualified #### Equipment Leasing Amount Up to $350k Qualified #### SBA Loan Amount $500k Coming Soon #### MCA Loan Amount $150k Get Started ## Start Delivering Files Your Lenders Actually Fund. Schedule a free demo. We'll show you exactly what your existing lead volume is worth once dead files stop reaching your buyers, and how to price like the vendor lenders can't afford to drop. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) ![OmniaIQ](/__l5e/assets-v1/5344b935-33db-4f6d-9634-494f52094646/omnia-logo-dark.png) The real-time credit intelligence layer for lenders, brokers, and lead providers. [support@omniaiq.ai](mailto:support@omniaiq.ai) #### Product - [Real-Time Qualification](/) - [Program Matching](/) - [Integrations](/integrations) - [Comparisons](/compare) #### Solutions - [SMB Lenders](/smb-lenders) - [SMB Lead Providers](/smb-lead-providers) - [Mortgage Lenders](/mortgage-lenders) - [Mortgage Lead Providers](/mortgage-lead-providers) #### Company - [Resources](/resources) - [Guides](/guides) - [Playbooks](/playbooks/smb-lender-lead-pre-qualification) - [Tools](/tools/cost-per-funded-loan-calculator) - [Blog](/blog) - [Research](/research) - [Glossary](/glossary) - [FAQ](/faq) - [Press](/press) - [Contact](/schedule-call) #### Legal - [Privacy](/privacy) - [Terms](/terms) - [Compliance](/terms) - [Security](/privacy) © 2026 Omnia Intelligence Group. All rights reserved. Web Design By [Thrive Media](https://thrivemedia.co) OmniaIQ pre-qualifications are soft credit pulls only. They do not impact the applicant's credit score and are not visible on their credit report.