--- title: "OmniaIQ for Lead Vendors — Deliver Pre-Screened Inventory" description: "Screen your lead inventory before it reaches a lender. Deliver qualified files with credit reports attached — and charge what verified inventory is worth." lang: en json-ld: | [ { "@context": "https://schema.org", "@graph": [ { "@type": "Organization", "@id": "https://omniaiq.ai/#organization", "name": "OmniaIQ", "url": "https://omniaiq.ai", "logo": "https://omniaiq.ai/favicon.ico", "sameAs": [] }, { "@type": "WebSite", "@id": "https://omniaiq.ai/#website", "url": "https://omniaiq.ai", "name": "OmniaIQ", "publisher": { "@id": "https://omniaiq.ai/#organization" } } ] }, { "@context": "https://schema.org", "@type": "Service", "name": "OmniaIQ for Lead Vendors", "description": "Screen lead inventory before it ships to lenders. Deliver qualified files with credit reports attached — command higher prices for verified inventory.", "url": "https://omniaiq.ai/vendors", "provider": { "@id": "https://omniaiq.ai/#organization" }, "serviceType": "Lead Inventory Verification", "areaServed": "US" }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Does screening affect the lead's credit score?", "acceptedAnswer": { "@type": "Answer", "text": "No. OmniaIQ uses a soft credit pull only. It does not impact the borrower's credit score or appear on their credit report." } }, { "@type": "Question", "name": "Can I still deliver leads to lenders who don't use OmniaIQ?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. You own the data. OmniaIQ gives you the qualification layer. How you use the output is entirely up to you." } }, { "@type": "Question", "name": "What information do I need to screen a lead?", "acceptedAnswer": { "@type": "Answer", "text": "Name, phone number, and email. That's it. No SSN required." } }, { "@type": "Question", "name": "How fast does screening happen?", "acceptedAnswer": { "@type": "Answer", "text": "Real time. Results are returned within seconds of submission." } }, { "@type": "Question", "name": "What does the buyer receive with each qualified file?", "acceptedAnswer": { "@type": "Answer", "text": "Credit score, age, DTI, personal and household income, unsecured debt, monthly obligations, loan type eligibility, and a full downloadable credit report — all from a name, phone, and email. No SSN. Soft pull only." } } ] } ] --- [![OmniaIQ](/__l5e/assets-v1/152fdd9e-99a7-4ee5-90f9-623667af6e90/omnia-logo.png)](/) Product Solutions [Pricing](/pricing) [Login](https://app.omniaiq.ai)[Get Started](/pricing) For Lead Generation Companies, Affiliate Publishers & Lead Vendors # Lenders Don't Want More Leads. They Want Fundable Ones. OmniaIQ lets you screen your inventory before it reaches a lender — so you walk in with proof, not promises. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Soft pull only No SSN Zero score impact 4.9 · 240+ teams ![OmniaIQ](/__l5e/assets-v1/eaa85f1c-b229-4eda-9740-26b9dcf39916/omnia-logo-full.png)/ Business Funding LIVE MR Michael Reyes LLC · 4 yrs · Prospect ID 10458 Qualified 98% confidence Credit 742 Great Time in Biz 4 yrs Stable Revenue $840k Verified Program matches 6 eligible - SBA 7(a) — $250k 9.75% - Term Loan — $175k 11.2% Soft Pull No SSN 2.1s The Solution ## OmniaIQ Screens Your Inventory Before It Reaches a Lender. Before you deliver a single file, OmniaIQ runs a soft credit pre-qualification using just a name, phone, and email. **No hard** inquiry. **No SSN**. **No application** required. And here's what separates OmniaIQ from anything else on the market — every pre-qualification includes a full credit report at no additional cost. Lenders pay $10–$15 per report when they pull it themselves — and that requires a Social Security number. You're delivering files with full credit insight already attached. **No SSN** collected. **No impact** to the borrower's score. **No extra** line item for your buyer. That's not a lead anymore. That's a funded file waiting to happen. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) 1.8s ### Financial qualification before the call Name Captured Phone Captured Email Captured Synced Leads Rules Routes Files Qualified 35 Review 12 DNQ 53 Marcus Reyes Qualified Route Amelia Kelley Qualified Route Rosa Palmer DNQ Nurture Jordan Miles Qualified Route The Verdict ## Hard data. Instant verdicts. Every applicant is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped. Your closers only ever touch leads who can actually afford your service. Soft-pull FICO + unsecured debt load DTI and monthly-payment thresholds Automatic offer-tier stacking (LOC · SBA · MCA) DNQ reasoning surfaced for credit-repair handoff ![Small business owner in her boutique shop](/assets/verdict-smb-BLKF0SQB.jpg) Qualified AR Ava Rodriguez FICO 742 DTI 18% Income $184k Spending Power $27k Identity Verified Income Verified Debt Verified Soft-Pull Credit Offer ready Line of Credit $500k SBA Loan $350k Equipment $300k [Schedule Demo ](/schedule-call)[Get Started ](/pricing) How It Works ## Three steps. Real time. Nothing replaced. 1 ### Connect Your Lead Workflow Integrate OmniaIQ into your existing lead management system via API. Works with any CRM or delivery pipeline. Takes minutes to set up. Your workflow stays intact. No workflow change Plug & play Live in minutes Integration Active Lead Source OmniaIQ CRM Leads flow in automatically. No workflow change. 2 ### Screen Every File Before Delivery Run your entire inventory through OmniaIQ before it goes to a single buyer. Soft pull. Real-time result. No SSN required. No friction on the lead's end. Soft pull Real-time No SSN required Screening Live JD Jordan Davis Soft pull · No SSN Qualified FICO 742 DTI 31% Income $184k Verdict returned in under a second. 3 ### Deliver Pre-Screened Inventory Send only qualified files to your buyers — with credit scores, loan type eligibility, income data, and a full credit report attached. Charge what verified inventory is actually worth. Qualified only Routed cleanly Ready to quote Qualified queue Ready Jordan Davis SBA · $120k Qualified Alex Morgan DNQ — filtered out Reps see only files worth dialing. [Schedule Demo ](/schedule-call) What You Get With Every Run ## Everything a Lender Needs to Make a Decision. Included in Every Run. Most pre-qualification tools give you a score and a yes or no. OmniaIQ gives you the full picture — the same depth of data that used to require an SSN, a separate credit pull, and an additional $10–$15 per file. ### Every lead is screened against all four loan types simultaneously. Submit a name, phone, and email. OmniaIQ s algorithm instantly evaluates the applicant's credit profile and returns a qualified or DNQ result for each loan category. Not just an overall score. A per-product decision. Name, phone, and email only. No SSN required. Results returned in real time Qualified or DNQ per loan type, not just overall Full Credit Report Included [Schedule Demo ](/schedule-call)[Get Started ](/pricing) Qualified #### Line of Credit Amount Up to $250K Qualified #### Equipment Leasing Amount Up to $350k Qualified #### SBA Loan Amount $500k Coming Soon #### MCA Loan Amount $150k Get Started ## Move Before Your Buyers See Verified Inventory From Someone Else. Schedule a free demo. We'll show you how to turn your existing lead volume into pre-screened inventory that lenders will pay more for, keep buying, and stop questioning. [Schedule Demo ](/schedule-call)[Get Started ](/pricing) No commitment. No pitch. Just a look at what your inventory is worth with proof behind it. ![OmniaIQ](/__l5e/assets-v1/5344b935-33db-4f6d-9634-494f52094646/omnia-logo-dark.png) The real-time credit intelligence layer for lenders, brokers, and lead providers. [support@omniaiq.ai](mailto:support@omniaiq.ai) #### Product - [Real-Time Qualification](/) - [Program Matching](/) - [Integrations](/integrations) - [Comparisons](/compare) #### Solutions - [SMB Lenders](/smb-lenders) - [SMB Lead Providers](/smb-lead-providers) - [Mortgage Lenders](/mortgage-lenders) - [Mortgage Lead Providers](/mortgage-lead-providers) #### Company - [Resources](/resources) - [Guides](/guides) - [Playbooks](/playbooks/smb-lender-lead-pre-qualification) - [Tools](/tools/cost-per-funded-loan-calculator) - [Blog](/blog) - [Research](/research) - [Glossary](/glossary) - [FAQ](/faq) - [Press](/press) - [Contact](/schedule-call) #### Legal - [Privacy](/privacy) - [Terms](/terms) - [Compliance](/terms) - [Security](/privacy) © 2026 Omnia Intelligence Group. All rights reserved. Web Design By [Thrive Media](https://thrivemedia.co) OmniaIQ pre-qualifications are soft credit pulls only. They do not impact the applicant's credit score and are not visible on their credit report.