For Business Lenders, ISOs & Brokers

Your Sales Team Is Dialing Leads That Will Never Fund.

OmniaIQ identifies which leads are creditworthy before your first rep picks up the phone — in real time, with just a name, phone, and email.

Watch: How OmniaIQ Stops Dead Leads Before They Reach Your Sales Floor

The Problem

The Problem Isn't Your Team. It's Your Funnel.

Your reps aren't lazy. Your market isn't dead. Your product works.

The problem is that unqualified leads are walking straight through your front door — and your expensive sales labor is the filter.

Rep time wasted on a borrower who was never going to qualify

Underwriting bandwidth burned on files that should have died at intake

Acquisition spend that funded someone else's closed deal

Funded borrowers you paid to find — that your team never got to work

That's not a volume problem. That's an intake problem.
And buying more leads doesn't fix it — it scales it.

The Solution

OmniaIQ Is a Pre-Qualification Layer for Your Lead Funnel.

Before your sales team touches a file, OmniaIQ runs a soft credit pre-qualification using just the lead's name, phone, and email. No hard inquiry. No SSN required. No application.

Within seconds, you know exactly which files deserve human attention — and which ones don't.

All leads overview in OmniaIQ

THE VERDICT

Hard data. Instant verdicts.

Every applicant is triaged into Qualified or DNQ — with offer eligibility already mapped. Your closers only ever touch files that move.

  • Soft-pull FICO + unsecured debt load
  • DTI and monthly-payment thresholds
  • Automatic offer-tier stacking (LOC · SBA · MCA)
  • DNQ reasoning surfaced for credit-repair handoff
DNQ#4712
FICO540
DTI68%
Unsecured$41k
4 recent late pays · 2 collections · route to credit-repair partner.
Qualified#4718
FICO742
DTI18%
Household Inc.$184k
Eligible: SBA · LOC · Credit Stacking
Offer up to $120,000

What's Inside Every Pre-Qualification

Everything a Lender Needs to Make a Decision. Included in Every Run.

Most tools give you a score and a yes or no. OmniaIQ gives you the full picture — the same depth that used to require an SSN and an extra $10–$15 per file.

Our algorithm screens every lead against all four loan types simultaneously — and returns a qualified or DNQ result for each one

Line of Credit
Revolving business capital
Screened on every run
Equipment Leasing
Vehicles, machinery, hardware
Screened on every run
SBA Loan
Long-term, low-rate financing
Screened on every run
Coming Soon
MCA Loan
Merchant cash advance
Coming soon

Every lead is automatically evaluated against each loan type. You receive a qualified or DNQ result per category — not just an overall score.

Financial Profile
Personal financial data included with every run.

No additional pull required. Every field below is returned automatically as part of the OmniaIQ pre-qualification.

Personal income
Household income
Debt-to-income ratio (DTI)
Total unsecured debt
Monthly payment obligations
Credit access available
Credit score
Applicant age
Full Credit Report — Included

Every pre-qualification includes a complete downloadable credit report — the same report lenders typically pay for separately, which normally requires a Social Security number.

Name, phone, and email only
No credit impact
No extra charge

The Numbers

The Numbers Don't Lie. Stop paying $1000's Per Funded Deal.

The difference isn't close rate. It's how many dead files your team had to work to find the winners.

Buying Leads Blind
Leads purchased100 @ $50 each
Total lead spend$5,000
Leads that couldn't fund70 out of 100
Budget wasted on dead leads$3,500
Deals closed5
Cost per funded deal$1,000

70 leads your team worked. 70 files reviewed. 70 calls made. Zero funded.

$3,500 and hours of rep time, gone.

With OmniaIQ
Leads screened by OmniaIQ100
Pre-qualified leads identified30 of 100
Budget spent (qualified files only)$1,500
Budget saved$3,500
Deals closed5
Cost per funded deal$300

Same 5 deals. $700 less per close. $3,500 freed up to reinvest.

That $3,500 buys more pre-qualified leads — and more funded deals.

What does $3,500 in savings buy you?

70 more pre-qualified leads3–4 more funded dealsMore revenue. Same budget.

How It Works

Three Steps. Real Time. Nothing Replaced.

1

Connect in Minutes

Plug OmniaIQ into your existing CRM or lead source via a simple API integration. Nothing in your current workflow changes. Your team keeps working where they already work.

2

Every Lead Gets Screened Instantly

Every lead is run through OmniaIQ's decision engine automatically. Soft pull. Real-time result. No SSN. No application. No friction on the lead's end.

All leads screened in the OmniaIQ dashboard
3

Your Reps Work Qualified Files Only

Qualified leads arrive with a credit score, loan type eligibility, income data, and a full credit report already attached. Your reps know who to call and what to offer before they dial.

Qualified offers attached to a lead

The Full Picture

Stop Guessing at Intake. Start Knowing.

  • Real-time Qualified / DNQ on every lead
  • Credit score, age, and DTI per file
  • Personal and household income
  • Total unsecured debt and monthly obligations
  • Full public records: collections, inquiries, late pays, installment loans, revolving, real estate
  • Loan type eligibility: Line of Credit, SBA, MCA
  • Full Credit Report — downloadable, included in every run, no extra cost
  • No SSN required. Soft pull. No credit impact.
  • Replaces a $10–$15 per-file credit report
  • Every lead logged to your OmniaIQ dashboard automatically
  • Direct CRM integration via webhook
OmniaIQ dashboard

Your OmniaIQ command center — qualified leads, remaining runs, and live activity.

Get Started

Stop Paying for Leads Your Team Can't Close.

Book a free strategy call. We'll show you exactly where your funnel is bleeding — and what your numbers look like when dead demand stops reaching the sales floor.

No commitment. No pitch. Just a clear look at your intake problem and how to fix it.

Common Questions

No. OmniaIQ uses a soft credit pull only. It does not appear on the borrower's credit report and does not impact their score in any way.

The Lenders Who Know Which Files to Work Will Win.

The rest will keep paying their reps to find out the hard way.