Stop Sending Lenders Leads That Were Never Going To Close.
OmniaIQ pre-screens every mortgage lead before you deliver it, so the files you ship actually close and the lenders you sell to keep coming back.
/ MortgageMorgan Chen
Primary residence · Prospect ID 20871
Credit
768
Excellent
DTI
32%
Good
Income
$128k
Verified
Program matches
5 eligible- Conventional 30-yr — $520k6.375%
- FHA 30-yr — $480k6.125%
OmniaIQ Is a Pre-Underwriting Layer for Your Mortgage Delivery Pipeline.
Before a single file leaves your system, OmniaIQ runs a soft credit pre-screen using just the lead's name, phone, and email. No hard inquiry. No SSN. No friction on the applicant's end.
Within seconds, you know exactly which files are worth shipping to a lender, and which ones would have burned your buyer's trust.
Financial qualification before the call
Qualified
35
Review
12
DNQ
53
Hard data. Instant verdicts.
Every applicant is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped. Your closers only ever touch leads who can actually afford your service.
Three Steps. Real Time. No Disruption to Your Pipeline.
1
Connect Your Lead Source
Plug OmniaIQ into your existing lead management system, form provider, or CRM via a simple API or webhook. Your delivery pipeline stays exactly as it is.
Leads flow in automatically. No workflow change.
2
Every Raw Lead Screens Automatically
Every lead is run through OmniaIQ's decision engine the moment it comes in. Soft pull. Real-time result. No SSN. No drop-off on the applicant's end.
Verdict returned in under a second.
3
Deliver Only Qualified Files, Priced Accordingly
Qualified files ship to your lender with mid-score, DTI, LTV, equity, income, and program-matched offers already attached. DNQ files get filtered before they can damage a buyer relationship.
LOs see only files worth dialing.
Deliver Files With Everything Your Lender Needs to Make a Decision.
OmniaIQ attaches a full mortgage profile and credit report to every qualified file, the same depth of data your buyer would otherwise pay $10–$15 per file to pull themselves, and only after collecting an SSN.
Every lead is screened against all four loan types simultaneously.
Submit a name, phone, and email. OmniaIQs algorithm instantly evaluates the applicant's credit profile and returns a qualified or DNQ result for each loan category. Not just an overall score. A per-product decision.
Line of Credit
Amount
Up to $250K
Equipment Leasing
Amount
Up to $350k
SBA Loan
Amount
$500k
MCA Loan
Amount
$150k
Start Delivering Files Your Lenders Actually Close.
Schedule a free demo. We'll show you exactly what your existing mortgage lead volume is worth once dead files stop reaching your buyers, and how to price like the vendor lenders can't afford to drop.