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For SMB Lead Providers & Agencies

Stop Sending Lenders Leads That Were Never Going To Fund.

OmniaIQ pre-screens every lead before you deliver it, so the files you ship actually fund and the lenders you sell to keep coming back.

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Soft pull onlyNo SSNZero score impact
4.9 · 240+ teams
OmniaIQ/ Business Funding
LIVE
MR

Michael Reyes

LLC · 4 yrs · Prospect ID 10458

Qualified98% confidence

Credit

742

Great

Time in Biz

4 yrs

Stable

Revenue

$840k

Verified

Program matches

6 eligible
  • SBA 7(a) — $250k9.75%
  • Term Loan — $175k11.2%
Soft PullNo SSN 2.1s
The Solution

OmniaIQ Is a Pre-Screen Layer for Your Delivery Pipeline.

Before a single file leaves your system, OmniaIQ runs a soft credit pre-qualification using just the lead's name, phone, and email. No hard inquiry. No SSN. No friction on the applicant's end.

Within seconds, you know exactly which files are worth shipping to a lender, and which ones would have burned your buyer's trust.

Qualified or DNQ in secondsNo SSN requiredSoft pull only
1.8s

Financial qualification before the call

NameCaptured
PhoneCaptured
EmailCaptured
Synced
Leads
Rules
Routes
Files

Qualified

35

Review

12

DNQ

53

Marcus ReyesQualifiedRoute
Amelia KelleyQualifiedRoute
Rosa PalmerDNQNurture
Jordan MilesQualifiedRoute
The Verdict

Hard data. Instant verdicts.

Every applicant is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped. Your closers only ever touch leads who can actually afford your service.

Soft-pull FICO + unsecured debt load
DTI and monthly-payment thresholds
Automatic offer-tier stacking (LOC · SBA · MCA)
DNQ reasoning surfaced for credit-repair handoff
Small business owner in her boutique shop
Qualified
AR
Ava Rodriguez
FICO
742
DTI
18%
Income
$184k
Spending Power
$27k
Identity Verified
Income Verified
Debt Verified
Soft-Pull Credit
Offer ready
Line of Credit$500k
SBA Loan$350k
Equipment$300k
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How It Works

Three Steps. Real Time. No Disruption to Your Pipeline.

1

Connect Your Lead Source

Plug OmniaIQ into your existing lead management system, form provider, or CRM via a simple API or webhook. Your delivery pipeline stays exactly as it is.

No workflow changePlug & playLive in minutes
IntegrationActive
Lead Source
OmniaIQ
CRM

Leads flow in automatically. No workflow change.

2

Every Raw Lead Screens Automatically

Every lead is run through OmniaIQ's decision engine the moment it comes in. Soft pull. Real-time result. No SSN. No drop-off on the applicant's end.

Soft pullReal-timeNo SSN required
ScreeningLive
JD
Jordan Davis
Soft pull · No SSN
Qualified
FICO
742
DTI
31%
Income
$184k

Verdict returned in under a second.

3

Deliver Only Qualified Files, Priced Accordingly

Qualified files ship to your lender with a credit score, loan type eligibility, income data, and a full credit report already attached. DNQ files get filtered before they can damage a buyer relationship.

Qualified onlyRouted cleanlyReady to quote
Qualified queueReady
Jordan Davis
SBA · $120k
Qualified
Alex Morgan
DNQ — filtered out

Reps see only files worth dialing.

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What's Inside Every Pre-Screen

Deliver Files With Everything Your Lender Needs to Make a Decision.

OmniaIQ attaches a full credit report and pre-screening profile to every qualified file, the same depth of data your buyer would otherwise pay $10–$15 per file to pull themselves, and only after collecting an SSN.

Every lead is screened against all four loan types simultaneously.

Submit a name, phone, and email. OmniaIQs algorithm instantly evaluates the applicant's credit profile and returns a qualified or DNQ result for each loan category. Not just an overall score. A per-product decision.

Name, phone, and email only. No SSN required.
Results returned in real time
Qualified or DNQ per loan type, not just overall
Full Credit Report Included
Qualified

Line of Credit

Amount

Up to $250K

Qualified

Equipment Leasing

Amount

Up to $350k

Qualified

SBA Loan

Amount

$500k

Coming Soon

MCA Loan

Amount

$150k

Get Started

Start Delivering Files Your Lenders Actually Fund.

Schedule a free demo. We'll show you exactly what your existing lead volume is worth once dead files stop reaching your buyers, and how to price like the vendor lenders can't afford to drop.

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