OmniaIQ
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For Business & Personal Loan Lenders

Your Sales Team Is Dialing Leads That Will Never Fund.

OmniaIQ identifies which applicants are fundable — for business loans, personal loans, lines of credit, and unsecured or secured financing — before your rep picks up the phone. Just a name, phone, and email.

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Soft pull onlyNo SSNZero score impact
4.9 · 240+ teams
The Solution

Pre-Qualification For Every Loan Product You Offer.

Before your sales team touches a file, OmniaIQ runs a soft credit pre-qualification using just the applicant's name, phone, and email. No hard inquiry. No SSN required.

Within seconds you know which applicants qualify for what — SBA, line of credit, MCA, equipment financing, unsecured personal loans, secured personal loans, or personal lines of credit — and which files were never going to fund.

Qualified or DNQ in secondsNo SSN requiredSoft pull only
1.8s

Financial qualification before the call

NameCaptured
PhoneCaptured
EmailCaptured
Synced
Leads
Rules
Routes
Files

Qualified

35

Review

12

DNQ

53

Marcus ReyesQualifiedRoute
Amelia KelleyQualifiedRoute
Rosa PalmerDNQNurture
Jordan MilesQualifiedRoute
The Verdict

Hard data. Instant verdicts.

Every applicant is triaged into Qualified or DNQ, with FICO, DTI, income, and spending power already mapped. Your closers only ever touch leads who can actually afford your service.

Soft-pull FICO + unsecured debt load
DTI and monthly-payment thresholds
Automatic offer-tier stacking (LOC · SBA · MCA)
DNQ reasoning surfaced for credit-repair handoff
Small business owner in her boutique shop
Qualified
AR
Ava Rodriguez
FICO
742
DTI
18%
Income
$184k
Spending Power
$27k
Identity Verified
Income Verified
Debt Verified
Soft-Pull Credit
Offer ready
Line of Credit$500k
SBA Loan$350k
Equipment Leasing$300k
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How It Works

Three Steps. Real Time. No Interruptions.

1

Connect in Minutes

Plug OmniaIQ into your existing CRM or lead source via a simple integration. Nothing in your current workflow changes. Your team keeps working where they already work.

No workflow changePlug & playLive in minutes
IntegrationActive
Lead Source
OmniaIQ
CRM

Leads flow in automatically. No workflow change.

2

Every Lead Gets Screened Instantly

Every lead is run through OmniaIQ's decision engine automatically. Soft pull. Real-time result. No SSN. No friction on the lead's end.

Soft pullReal-timeNo SSN required
ScreeningLive
JD
Jordan Davis
Soft pull · No SSN
Qualified
FICO
742
DTI
31%
Income
$184k

Verdict returned in under a second.

3

Your Reps Work Qualified Files Only

Qualified leads arrive with a credit score, loan type eligibility, income data, and a full credit report already attached. Your reps know who to call and what to offer before they dial.

Qualified onlyRouted cleanlyReady to quote
Qualified queueReady
Jordan Davis
SBA · $120k
Qualified
Alex Morgan
DNQ — filtered out

Reps see only files worth dialing.

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What's Inside Every Pre-Qualification

Everything a Lender Needs to Make a Decision. Included in Every Run.

OmniaIQ provides you with a detailed credit report and a full pre-screening analysis for every file.

Every lead is screened against all four loan types simultaneously.

Submit a name, phone, and email. OmniaIQs algorithm instantly evaluates the applicant's credit profile and returns a qualified or DNQ result for each loan category. Not just an overall score. A per-product decision.

Name, phone, and email only. No SSN required.
Results returned in real time
Qualified or DNQ per loan type, not just overall
Full Credit Report Included
Qualified

Line of Credit

Amount

Up to $250K

Qualified

Equipment Leasing

Amount

Up to $350k

Qualified

SBA Loan

Amount

$500k

Coming Soon

MCA Loan

Amount

$150k

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Start Talking To More Fundable Leads.

Schedule a free demo. We'll show you exactly where your funnel is bleeding, and what your numbers look like when dead demand stops reaching the sales floor.

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