OmniaIQ
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For Mortgage Lenders & Brokers

Your LOs Are Quoting Borrowers Who Will Never Close.

OmniaIQ pre-screens every mortgage lead before your loan officer picks up the phone — with just a name, phone, and email. Skip the $30+ tri-merge until you know they qualify.

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Soft pull onlyNo SSNZero score impact
4.9 · 240+ teams
The Solution

OmniaIQ Is a Pre-Underwriting Layer for Your Mortgage Funnel.

Before your LO touches a file, OmniaIQ runs a soft credit pre-screen using just the borrower's name, phone, and email. No hard inquiry. No SSN required. No 1003 to fill out.

Within seconds, you know exactly which borrowers fit which loan program — Conventional, FHA, VA, Refi Rate/Term, Cash-Out, HELOC — and which files should never reach your pipeline.

Qualified or DNQ in secondsNo SSN requiredSoft pull only
1.8s

Financial qualification before the call

NameCaptured
PhoneCaptured
EmailCaptured
Synced
Leads
Rules
Routes
Files

Qualified

35

Review

12

DNQ

53

Marcus ReyesQualifiedRoute
Amelia KelleyQualifiedRoute
Rosa PalmerDNQNurture
Jordan MilesQualifiedRoute
THE VERDICT

Hard data. Instant verdicts.

Turn raw borrower intent into actionable borrower intelligence. Every borrower lead is qualified and mapped to eligible programs.

Soft-pull mid-mortgage score + full tradelines
DTI, LTV, and current payment thresholds
Program eligibility across Refi · Cash-Out · VA · FHA · Conventional · HELOC
DNQ reasoning surfaced for credit-repair handoff
Complete with full credit report
Family holding keys in front of their new home
Qualified
MF
Morgan Family
Primary residence
Mid-Score
742
DTI
22%
Equity
$378k
Identity Verified
Income Verified
Assets Verified
Soft-Pull Credit
Offer ready
FHA$757k
Conventional$789k
Re-Finance$285k
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How It Works

Three Steps. Real Time. No Interruptions.

1

Connect in Minutes

Plug OmniaIQ into your existing LOS, CRM, or lead source via a simple integration. Nothing in your current workflow changes. Your LOs keep working where they already work.

No workflow changePlug & playLive in minutes
IntegrationActive
Lead Source
OmniaIQ
CRM

Leads flow in automatically. No workflow change.

2

Every Lead Gets Pre-Underwritten Instantly

Every borrower is run through OmniaIQ's decision engine automatically. Soft pull. Real-time result. No SSN. No 1003. No friction on the borrower's end.

Soft pullReal-timeNo SSN required
Pre-underwritingLive
JD
Jordan Davis
Soft pull · No SSN
Qualified
FICO
742
DTI
31%
LTV
72%

Verdict returned in under a second.

3

Your LOs Quote Qualified Files Only

Qualified borrowers arrive with mid-score, DTI, income, equity, LTV, and program-matched offers already attached. Your LOs know who to call, what program to pitch, and what payment to quote before they dial.

Qualified onlyRouted cleanlyReady to quote
Qualified queueReady
Jordan Davis
Conventional · 6.375%
Qualified
Alex Morgan
DNQ — filtered out

LOs see only files worth dialing.

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What's Inside Every Pre-Underwrite

Everything an LO Needs to Quote With Confidence. Included in Every Run.

OmniaIQ delivers a full mortgage profile, property data, and program-matched offers for every lead — before the first call.

Every borrower is screened against every mortgage program simultaneously.

Submit a name, phone, and email. OmniaIQs algorithm instantly pulls credit, matches property, and returns a qualified or DNQ result for each loan program with loan amount, LTV, rate, and payment. Not just an overall score. A per-program decision.

Name, phone, and email only. No SSN required.
Program-matched offers with rate, LTV, and payment
Full Credit Report Included
Qualified

Refi Rate/Term

Amount

Up to $158K

Qualified

Cash-Out Refi

Amount

Up to $147K

Qualified

VA Purchase

Amount

$177K · 100% LTV

Qualified

Fannie / Freddie

Amount

Up to $225K

Get Started

Start Quoting Borrowers Who Actually Close.

Schedule a free demo. We'll show you exactly where your pipeline is bleeding, and what your pull-through looks like when unqualified borrowers stop reaching your LOs.

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